Hi guys, need your help. Right now my financial situation is really bad.
I'm with my boyfriend and we are having some financial problems lately.
It started with credit card debts and now we are drowning in debt. On top of that we bought an apartment in Cambridge five years ago with a variable rate mortgage and now the mortgage rate is too high.

Because of all this, he is really depressed. He also started taking too much alcohol nowadays and most of the time, he is out. Maybe it's just my mind but I feel like I'm losing him. So, I have to bring him back somehow.

My friend yesterday suggested a nearby debt consolidation company that can help us get out from debt. Then I did some research on the web and found that the company is actually good. But I would like to hear your opinion and suggestions on this. Thanks in advance.